Set a Monthly Allowance, add category budgets, and log expenses in seconds. Start today, even mid-month, and see what is left without bank sync or complicated setup.
From fast expense logging to monthly check-ins, Moneta keeps your budget clear without turning setup into homework.
See your remaining balance, daily guidance, and category progress at a glance.
Separate recurring bills from flexible categories so your budget is easier to understand and maintain.
Tap a category and capture an expense in seconds. Fast enough to keep up with real life.
Log money others owe you — loans, reimbursements, split bills. Mark them received when the money arrives. Nothing slips through.
Sign in with Apple or Google to sync your budget across every iPhone you own. Or stay offline — Guest mode keeps everything local.
Every month is saved so you can review patterns, learn from past spending, and improve over time.
The Dashboard gives you an instant pulse check on your month — how much is left, what you've spent, and how much you can safely spend each day.
Use your Monthly Allowance as the amount you want to budget this month, then separate bills from flexible spending so the plan stays clear and practical.
Browse every expense grouped by day. Each entry shows the category, subcategory, time, and amount — so your full spending story is always a scroll away.
Log every loan, split, or reimbursement the moment it happens. Moneta keeps a running total of outstanding amounts so you can follow up with confidence.
Jump straight in as a Guest — no account needed, data stays entirely on your device. Sign in with Apple or Google when you're ready and Moneta lets you decide what to keep if both local and cloud data exist.
Moneta is designed to be useful on day one, whether you're starting fresh or jumping in halfway through the month.
Choose how much money you want to budget this month, then add categories for bills and day-to-day spending.
Create your monthly budget whenever you're ready. Starting mid-month still works — log what you spend from today and keep the rest visible.
Use Quick Log to capture spending in seconds. Watch balances update in real time so you always know what is left.
No subscription. No monthly fee. Pay once and get everything — including all future updates.
Everything included. No hidden charges.
Available on iPhone · Requires iOS 17 or later
Set a Monthly Allowance, track spending fast, and know exactly what's left.